DEPOSIT RATES
| Type of Deposit | Nominal Interest Rates (%) Lowest-Highest | Actual Interest Rates (%) Lowest-Highest | Minimum Opening Balance |
|---|---|---|---|
| Current (Individual) | NIL | NIL | NIL |
| Savings | |||
| Sesigo | 1.75% – 2.75% | 1.76% – 2.78% | 200.00 |
| Ordinary | 1.75% – 1.75% | 1.76% – 1.76% | 50.00 |
| Save As You Earn (SAYE) | 1.25% – 2.00% | 1.26% – 2.02% | 200.00 |
| Fixed Deposit | |||
| 3 Months | 0.80% – 1.00% | 0.80% – 1.00% | 1,000.00 |
| 6 Months | 1.40% – 1.75% | 1.41% – 1.76% | 1,000.00 |
| 12 Months | 1.85% – 2.20% | 1.87% – 2.22% | 1,000.00 |
| 24 Months | 2.25% – 2.55% | 2.27% – 2.58% | 1,000.00 |
| Over 24 Months | 3.35% – 3.80% | 3.40% – 3.87% | 1,000.00 |
LENDING RATES
| Lending Rates | Nominal Interest Rate | Average Effective Interest Rate |
| MoPR | 1.90% | 1.90% |
| Prime Lending Rate | 8.01% | 8.01% |
| Mortgage Facility | Prime + 5.00% | Prime + 5.12% |
| Overdraft Facility (Revolving credit lines) | N/A | N/A |
| Credit card | N/A | N/A |
| Eezi Auto | Prime +3.50% to Prime +5.50% | Prime +3.56% to Prime +5.64% |
| Lease Loans | N/A | N/A |
| Unsecured Personal Loans (excluding overdraft, mortgage and credit cards) | Prime +12% to Prime +22% | Prime +12.68% to Prime +24.36% |
| Other Long – Term Loans | N/A | N/A |
