DEPOSIT RATES

Type of Deposit	Nominal Interest Rates (%) Lowest-Highest	Actual Interest Rates (%) Lowest-Highest	Minimum Opening Balance
Current (Individual)	NIL	NIL	NIL
Savings
Sesigo	1.75% – 2.75%	1.76% – 2.78%	200.00
Ordinary	1.75% – 1.75%	1.76% – 1.76%	50.00
Save As You Earn (SAYE)	1.25% – 2.00%	1.26% – 2.02%	200.00
Fixed Deposit
3 Months	0.80% – 1.00%	0.80% – 1.00%	1,000.00
6 Months	1.40% – 1.75%	1.41% – 1.76%	1,000.00
12 Months	1.85% – 2.20%	1.87% – 2.22%	1,000.00
24 Months	2.25% – 2.55%	2.27% – 2.58%	1,000.00
Over 24 Months	3.35% – 3.80%	3.40% – 3.87%	1,000.00
Prime Lending Rate	8.01%	8.01%

LENDING RATES

Lending Rates	Nominal Interest Rate (%)	Average Effective Interest Rate (%)
MoPR	1.90%	1.90%
Prime Lending Rate	8.01%	8.01%
Mortage Facility	Prime to Prime + 5.00%	Prime to Prime + 5.12%
Overdraft Facility (Revolving credit lines)	N/A	N/A
Credit Card	N/A	N/A
Lease Loans	N/A	N/A
Unsecured Personal Loans (excluding overdraft, mortgage and credit cards)	Prime + 12% to Prime +22%	Prime + 12.68% to Prime +24.36%
Other Long – Term Loans	N/A	N/A