Have Any Question?

Have Any Question?

Have any questions?

  • Transact online through our secure internet banking
Login
Register
  • Transact online through our secure internet banking
Online Banking
  1. Home
  2. »
  3. Home

BSB Express Loan

Send WhatsApp
Loan Calculator

Super Fast Super Convenient

BSB express loan is intended to help relieve customers of the pressing everyday needs. It’s a convenient way to access money quick, smooth and low cost. The name Express shows how fast and quick the loan can be accessed. The loan can be used for various purposes such as emergencies, school fees, grocery, minor residential upgrade, financing low cost endeavours etc.

minimum salary
P 0 .00
maximum repayable time
0 Months

Product Features

  • Preapproved Loan offered only to BSB Existing Clients
  • Loan Amount up to BWP 100, 000.00
  • Eligibility: must have transactional Account with BSB
  • 60% DSR
  • Minimum Salary P2, 500
  • Credit Life Insurance
  • 12 hrs. Turnaround time provided all documentations are provided

Pricing

  • Prime Plus 22%
  • Repayment Period: up to 48 months
  • Arrangement Fee 1% of Loan Amount [Min P100 – Max P750]

Entry Requirements

  • Certified copy of National Identity card/ Omang, resident/work permit, passport (non-citizens)
  • Latest payslip
  • Two month bank statement ( for those with Motheo, or 3 months for new clients)
  • Utility Bill/ proof of residence
  • Letter of confirmation from employer
Apply Now

How do I apply for a BSB Express Loan?

  • Visit your nearest S’kgwama Agent

Produce your BSB Visa debit card

Transact

BSB how it works

After 12 hrs a loan will be approved and funds transferred into your BSB transactional account.

Frequently Asked Questions

.

Click on the Edit Content button to edit/add the content.

Yes in accordance with the above conditions on who qualifies for Ipelegeng Loan.

It takes 12 hours to be processed.

The pre-approved loan can be less than what has been communicated depending on the customer’s current salary and commitments

Unfortunately a client has to come to the nearest branch to submit the documents and give consent to the Loan terms.

Charges incurred on processing express Loan are administration fee at 1% of the loan applied for (min P100.00 maximum P750 VAT exclusive) and insurance.

To be repaid in 6 month.

Interest rate is at 2.08% every month.

Yes you will have to come and sign for the approval amount to get your consent of the set terms and conditions as well as for positive identification by the Bank.

No, the express loan is not added on the existing Motheo/Lecha loan, it is independent and deducts for only 6 months.

Pre-approval here means that you are eligible for a loan of / you can be given a loan of certain amount considering other terms and conditions.

Express Loan is independent of any loan facility provided by BSB, so it does not directly affect the existing Motheo Loan.

It is a BSB Short Term loan facility that has a minimum of P2500 – up to your gross salary and payable in a maximum of 6 months.

Take a look at our other loans

Guaranteed Residential Property Scheme

Guaranteed Motor Vehicle Scheme

Ipelegeng Personal Loan

Lecha Personal Loan

BSB Express Loan

Homeline Property Loan

Eezi Auto Loan

Pensioners Loan

Guaranteed Residential Property Scheme

Read More

Guaranteed Motor Vehicle Scheme

Read More

Ipelegeng Personal Loan

Read More

Lecha Personal Loan

Read More

Bank with us

Frequently Asked Questions
Interest Rates
Lost Cards
Visa Cards
Our Branches
Terms & Conditions

Privacy Policy

Info and Resources

Useful Tools

Product Guides
Downloadable Content
Apply for Visa Card
Banking Rates & Fees
Pricing Calculator

Our Branches

Railpark
Tshomarelo
Francistown
Palapye
Kanye
Find More

Branch Service Hours

Mon – Fri 8:00am – 5:00pm
Sat 8:00am – 12:00pm
Sunday & Public Holidays –  Closed

Facebook-square Twitter Linkedin Icon-youtube
© 2026 Botswana Savings Bank. All Rights Reserved

Powered by Atom Media  – Unleashing Digital Excellence

BSB Tipoff Contacts

Coming Soon

We are preparing something amazing and exciting.Stay Tuned